Dubai Personal Loan Requirement Policy

In dubai personal loan is provided by many banks and each bank has its own requirements to apply for it.
Most of the banks have minimum requirement of 5 thousand AED which is the starting limit to apply loan for all the banks whereas financial institutions in UAE have similar criteria but they have flexible terms and conditions as compare to banks because all finance companies counts the value added services as SALARY which is easier for customers to reach the minimum requirement for loan.

Value added services are variable which are being provided to the employees from the organisation through out their service tenure includes over time,bonuses,accommodation,transportation,flight tickets,medical insurances, incentives and uniform although these variable contains lower proportion of the salary but have large importance for the person who applies loan somewhere in UAE.

These value addition makes customer salary up-to requirements and let them meet the criteria to avail loan easily.The best thing financial companies have their credit cards which they provide along with the loan which is usually very difficult for the person who gets cash amount of 4000 in the bank.This facility makes finance companies more valuable for the lower salaried consumers across UAE and helps them to full fill their required Loan able amount with the ease and comfort.
Moreover finance companies do not ask for any kind of salary transfer to specific bank which makes easy for the employee to apply quickly ,less documentation is one of the best part that helps less salaried staff to avail loan and finance facility in all over UAE.
Dunia finance or Finance company name as Dunia finance llc has the best policy with in flexible documents  requirements too provide the loan,credit card,auto loan and bad credit settlement facility.
Urgent loan for 2 years,3 years,4 years is provided and the installment is auto detectable by Direct debit authority so it is convenient for customers to pay back with out visiting the office of Dunia finance.Personal loan installment can be easily submitted to any UAE exchange branch all over UAE which is the most convenient option for the customer due to the presence of various exchange branches in Dubai,Sharjah,Ajman,Abu dhabi and Alain.

How to Get Credit Card in Dubai

How to Get Credit Card in Dubai


Credit card ,popular term used for the traditional banking product often used at the place of cash bills. Credit card has some fantastic features that makes it more attractive and convenient for its use.Security,convenience,advance withdrawal of money,easy payment plan,loyalty plans,insurance plans,usage of various shopping outlets with flexible payments,discount on purchase of specified hypermarkets are the key favorites of the current customers who are in UAE Market.
Credit card has its own importance and flexibility that is the reason it’s most widely used banking product.concept of plastic money is very easy to use,secure and very handy as well makes it more popular.
In most of the banks credit card is provided along with bank personal loan and there is no other extra documentation required for that.people having salary from 4000 plus add ons can get the credit card easily where as some banks have other policy for that.
People having more then 4 to 5 credit cards frequently use it to pay bills and to manage other expenses.Credit cards in UAE specifically have same criteria of interest and the limit provided to clients are variable from 5000 to 200000 AED which is good because credit cards are initially given to all clients who comes is salary bracket of 5000 and their limit of usage gets increased frequently which is very useful for the customers.plastic money can be best described as the smartest type of money because it can come with other countries currency round the globe.All banks are now looking for clients having good bank history and clean Credit Beuru record because clients with bad credit history often gets rejected once applied for it.
Advantages provided on various credit cards are different and depends upon the bank policy ie:
Cash back offers,discounts on dine in restaurants,up-to 50% discount on movie tickets and easy in tall mentioned plans applicable to many brands in all Emirates.

Eligibility Personal Loan in Dubai (UAE)

What is a Personal Loan and What is Eligibility for Personal loan in Dubai (UAE).
dubai personal loan

Personal Loan , basic banking product of financial organisation all over the world and in GCC as well.Living in UAE as expat and earning a fixed income every month is the obvious situation with everyone in here,people are having different sort of unavoidable circumstances and verity of different needs that requires some extra cash amount.

Banks and financial institutes like similar in rest of the planet have this Loan facilities to full fill individual needs,requirements and expectations of cash money.Loan in UAE is available from various Bank in UAE each has certain lending criteria and formalities that if suits and matches with the clients profile and requirements.

Although the requirements and minimal criteria of banks of dubai and other emirates is escalated and large amount of people applying for loans are not entitled or being rejected from well known banks,whereas finance companies in UAE has better ratio of approval of loan applications as compared to any of the banks in UAE.

The clients of banks and other financial companies are have a large difference in their target customers and their mainstream clients because of their respective customer criteria ,this could be one of many reason that they service despite their comparatively small existence in UAE.

Less earning customers always curious to know about the minimum criteria for applying loan in UAE, despite their low wages and less tenure(which is a big concern of banks)they get their loan application approved with their desired applied amount,

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